Roof size and complexity
Roofing is priced largely by the square (100 square feet), so a bigger roof costs more. Complexity matters too—multiple valleys, dormers, and steep pitches take more labor and materials than a simple gable roof.
Material choice
This is the biggest variable. Three-tab shingles are the most economical, architectural shingles cost more and last longer, and designer shingles, tile, and metal sit at the premium end—with lifespans to match.
Tear-off and decking repairs
Removing the old roof and disposing of it is part of a proper replacement. If the inspection reveals damaged decking underneath, repairing it adds to the cost—but skipping it would compromise your new roof.
Ventilation and accessories
A quality roof system includes proper underlayment, ventilation, flashing, and sometimes upgraded components. These aren’t places to cut corners—they protect your investment and your warranty.
How insurance and financing help
If storm or hail damage is the cause, insurance may cover much of the cost, leaving you responsible for your deductible. And with TRC financing, you can spread the remaining cost into affordable monthly payments.
The bottom line
The only way to get an accurate number is a real inspection of your specific roof. TRC provides free, transparent, itemized quotes—plus insurance and financing guidance—so there are no surprises.